MobileShopping

Spark Pay Mobile Payment Service

Doing more digging, I came across Spark Pay from Capital One Bank, yet another mobile payment app and system for merchants. They support both iOS (iPhone, iPad) and Android devices with the following plans:

Pro Plan: when you have higher volumes of credit card transactions:

  • 1.95% per swipe for Visa®, MasterCard®, and Discover® cards
  • 2.95% per swipe for American Express® cards
  • 2.95% for keyed-in transactions
  • $9.95 monthly fee

Go Plan: when you want flexibility on the go:

  • 2.70% per swipe for Visa®, MasterCard®, and Discover® cards
  • 2.95% per swipe for American Express® cards
  • 3.70% for keyed-in transactions
  • $0.00 monthly fee
And, for a limited time, they will waive the fees on the first $1,000 you transact in the first 30 days.

With Capital One backing this service, it probably won’t be going away any time soon and I like that they take American Express.

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